Turn your assets into opportunity without selling them
how it works
- 1. Get an appraisal
Make an appointment to bring the asset in for an evaluation. Our specilaists will assess based on weight, purity and current market value.
- 2. Receive the best offer with instant payment
We’ll provide a fair, transparent loan offer on the spot. If you agree, your asset will be stored in our secure, insured vault during the loan period and you will receive the money within the hour.
- 3. Repayment and return
Repay the loan and interest on flexible repayment terms. Once the loan is repayed, your asset is returned.
APPLY ONLINE
we accept
- Gold and Silver Krugerrands
- Gold Coins and Bars
- Silver Coins and Bars
- Gold, Silver and Platinum Jewellery (with or without gemstones)
why choose knox
- DISCREET AND EFFICIENT
We value your privacy and process your loan swiftly and confidentially
- TRANSPARENT TERMS
We offer clear, upfront pricing in line with the National Credit Act
- UNLOCK VALUE
Use the value of the asset to unlock liquidity, without parting permanently with what you own
FAQ about loans
A secured loan is a loan where you provide a valuable asset – such as gold, bullion, or jewellery – as collateral.
We accept:
- Gold bullion and coins
- Gold and silver jewellery
- Other high-value precious metals
The loan amount is based on the assessed value of your collateral, considering:
- Purity
- Weight
- Current market prices
Interest rates and loan terms vary based on market conditions. Contact us for current rates and repayment terms.
Visit Knox with your collateral for assessment. Once the value is confirmed, you can sign an agreement and receive funds immediately.
If you do not repay the loan within the agreed term, your collateral may be sold to recover the outstanding balance.
Yes, early repayment is allowed, and you can reclaim your collateral once the loan is settled.
