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Every South African resident over 18 has an annual allowance they can move offshore without asking anyone’s permission. Most people know it as a way to fund a holiday, top up an offshore savings account, or send money to family abroad. Fewer stop to ask a different question: could that same allowance be used to hold something more tangible, such as physical gold and silver, held internationally, in your own name? It’s worth asking. Especially now. A bigger allowance than most people realize As of April 2026, National Treasury doubled the Single Discretionary Allowance from R1 million to R2 million per adult, per calendar year, with no SARS tax clearance required. Beyond that, the Foreign Investment Allowance allows a further

For most South African firearm owners, the focus when it comes to safe storage tends to fall on one thing: the firearm itself. We invest in proper safes, secure mounting, biometric locks and tamper-resistant cabinets to keep our rifles, shotguns and handguns out of the wrong hands. But there is a second category of items that, in our experience, gets nowhere near the same attention, and the consequences of that oversight can be far more painful than most owners realize. We are talking about your firearm documents. Under the Firearms Control Act 60 of 2000, your right to lawfully possess a firearm in South Africa does not rest on the firearm itself. It rests on the paperwork that proves your

Budget Speech 2026 announced changes to Donations Tax and CGT. Here’s why that matters if you own gold. The Budget Speech 2026 did not introduce dramatic new taxes on investors. It did something more subtle — and, for precious-metal owners, more practical. From 1 March 2026, the annual donations tax exemption increased from R100,000 to R150,000. At the same time, the annual capital gains tax (CGT) exclusion increased from R40,000 to R50,000. The CGT exclusion in the year of death rose from R300,000 to R440,000. These changes are reflected in the SARS Budget Tax Guide 2026 and the National Treasury Budget Review 2026. Those numbers may look technical. They’re not. They affect how families structure wealth transfers and how investors

Gold and silver prices move every day. Sometimes the move is gradual. Sometimes it is sharp. The movement is often described as volatility, but volatility is not randomness. It reflects identifiable inputs. At the centre of it all is the spot price. Spot is the wholesale reference price for gold or silver for near-term settlement. It is not a retail coin price. It is not a marketing number. It is the globally traded reference formed across the over-the-counter market and exchange venues, transmitted from Asia to London to New York and back again. The structure of the London market, under the London Bullion Market Association (LBMA), plays a central role in that global pricing framework. The LBMA oversees the LBMA

1 oz silver bullion coins are not popular by accident. They have become the global standard for private silver ownership because they solve a set of very practical problems: how silver is priced, how it is traded, how it is verified, and how it is eventually sold. In recent years – and particularly through Q3 and Q4 of 2025 – interest in physical silver has increased markedly. Rising prices, persistent supply deficits, and strong industrial demand have pushed silver back into focus, not as a speculative curiosity, but as a serious physical asset held alongside gold, property, and other real assets. As we move into 2026, understanding how silver pricing works and why certain silver coins trade better than others

Gold will enter 2026 on the back of one of the strongest multi-year runs in its modern history. According to the World Gold Council’s gold outlook 2026, the metal will likely close 2025 near record highs, supported by persistent geopolitical tension, evolving monetary policy expectations and robust global demand. At the same time, major institutions such as the IMF expect the world economy to grow more slowly in 2026, with inflation moderating but not disappearing and monetary policy remaining cautious. For South African investors, these forces intersect in a way that makes gold more than a macro conversation. Gold is a stabiliser in a volatile currency environment, a hedge against persistent inflation pressure and a practical long-term wealth anchor. With