blog
What the New Donations Tax and CGT Rules Mean for Krugerrands, Silver Bullion and Selling Gold in South Africa
Budget Speech 2026 announced changes to Donations Tax and CGT. Here’s why that matters if you own gold. The Budget Speech 2026 did not introduce dramatic new taxes on investors. It did something more subtle — and, for precious-metal owners, more practical. From 1 March 2026, the annual donations tax exemption increased from R100,000 to R150,000. At the same time, the annual capital gains tax (CGT) exclusion increased from R40,000 to R50,000. The CGT exclusion in the year of death rose from R300,000 to R440,000. These changes are reflected in the SARS Budget Tax Guide 2026 and the National Treasury Budget Review 2026. Those numbers may look technical. They’re not. They affect how families structure wealth transfers and how investors
What Drives Gold and Silver Prices – and Why They Move
Gold and silver prices move every day. Sometimes the move is gradual. Sometimes it is sharp. The movement is often described as volatility, but volatility is not randomness. It reflects identifiable inputs. At the centre of it all is the spot price. Spot is the wholesale reference price for gold or silver for near-term settlement. It is not a retail coin price. It is not a marketing number. It is the globally traded reference formed across the over-the-counter market and exchange venues, transmitted from Asia to London to New York and back again. The structure of the London market, under the London Bullion Market Association (LBMA), plays a central role in that global pricing framework. The LBMA oversees the LBMA
1 oz Silver Bullion Coins: How Pricing, Demand, and Liquidity Shape the World’s Most Traded Silver Investment
1 oz silver bullion coins are not popular by accident. They have become the global standard for private silver ownership because they solve a set of very practical problems: how silver is priced, how it is traded, how it is verified, and how it is eventually sold. In recent years – and particularly through Q3 and Q4 of 2025 – interest in physical silver has increased markedly. Rising prices, persistent supply deficits, and strong industrial demand have pushed silver back into focus, not as a speculative curiosity, but as a serious physical asset held alongside gold, property, and other real assets. As we move into 2026, understanding how silver pricing works and why certain silver coins trade better than others
Gold Outlook 2026: Knox’s South African Perspective on the World Gold Council’s Forecast
Gold will enter 2026 on the back of one of the strongest multi-year runs in its modern history. According to the World Gold Council’s gold outlook 2026, the metal will likely close 2025 near record highs, supported by persistent geopolitical tension, evolving monetary policy expectations and robust global demand. At the same time, major institutions such as the IMF expect the world economy to grow more slowly in 2026, with inflation moderating but not disappearing and monetary policy remaining cautious. For South African investors, these forces intersect in a way that makes gold more than a macro conversation. Gold is a stabiliser in a volatile currency environment, a hedge against persistent inflation pressure and a practical long-term wealth anchor. With
Why Every South African Should Secure a Safe Deposit Box Before the Festive Season
As the year draws to a close, South Africans across the country begin packing for their long-awaited holidays—coastal escapes, family reunions, or a quiet break from the year’s pace. But with the festive season comes an unfortunate reality: a consistent rise in break-ins, thefts, and opportunistic crimes targeting empty homes. According to the South African Police Service (SAPS), burglary at residential premises remains one of the most common crimes in the country, with incidents often spiking between November and February. During these months, neighbourhoods empty out, and criminals know it. Even homes with alarms and cameras become easy targets during loadshedding or when power cuts disable electric fencing. That’s why now—not December—is the time to act. By securing a safe
Unshaken by the Outage: Why Knox Stayed Open While Houghton Went Dark
On Thursday, 19 September 2025, a fire broke out at the Cydna Substation, knocking out power to Sandton, Houghton Estate, and many of Johannesburg’s northern suburbs. The blaze left neighborhoods, offices and businesses, including Melrose, Killarney, Houghton, Oaklands, Norwood, Waverly, Highlands North, Bramley, Illovo, Atholl, and Rivonia in the dark. As reported by Eyewitness News, City Power expected restoration by Sunday evening. But Monday came and went — and large sections of the area remained without electricity. While many offices shut their doors, and retail operations ground to a halt, Knox Safe Custody remained open, secure, and fully operational. This wasn’t a matter of luck. It was the result of rigorous planning, layered infrastructure, and a commitment to being dependable